I’m Tom Bradley, your Edwalton based mortgage and protection broker. I work one-to-one with every client to make buying or refinancing a home straightforward, stress-free, and tailored to your needs.
At Thomas Bradley Mortgage & Protection, I work with a network of more than 140 lenders — giving my clients access to the best deals on the high street, and the ones you don't find there.
Using advanced rate-monitoring tools, I can quickly compare products and spot opportunities to lock in competitive rates that suit your situation and goals - not just on the day we sign up to a mortgage, but in the months beyond as you wait for your mortgage to complete.
I’ll compare hundreds of deals across the market to secure the best rate for your circumstances — not just the lowest payment today, but a mortgage that fits your future plans too.
Every client works directly with me — no call centres, no confusion. You’ll get honest, independent advice and support from the first chat to the final approval.
We keep things clear and efficient, so you can move forward with confidence. I’ll handle the details and keep you informed at every stage of the process.
I go one step further, feel free to draw on my contacts and recommendations for solicitors, surveyors and even recommended local trades people.
Helping You Find the Right Mortgage — No Matter Your Situation
First-Time Buyers
Buying your first home should feel exciting, not confusing. I’ll explain your options clearly, find the best rates available, and guide you from start to finish so you can move in with total confidence.
Self-Employed Mortgages
Getting a mortgage when you’re self-employed doesn’t have to be hard. I’ll help present your income clearly, work with lenders who understand your business, and secure a deal that truly fits you.
Remortgage
If your current deal is ending or your rate’s too high, I’ll compare hundreds of remortgage options, handle the switch for you, and make sure you keep more money in your pocket each month.
Buy to Let
Whether it’s your first investment or another addition to your portfolio, I’ll help you secure a buy-to-let mortgage that balances great rates with long-term financial flexibility and steady growth.
Barristers & Professionals
I specialise in tailored mortgages for barristers, doctors, accountants, and professionals. Together, we’ll find specialist lenders who understand your income, ambitions, and unique financial journey.
Protection
A mortgage is a big commitment — so let’s protect it. I’ll help you arrange life, income, and mortgage protection that keeps your home and loved ones financially secure, whatever happens.
Let’s make it happen together. I’ll take care of the paperwork, lender comparisons, and protection setup — you focus on finding the home you love.
I've been qualified and giving mortgage advice to thousands since I qualified back in 2012. In my early years as a mortgage advisor I worked for NatWest bank, I had worked for the bank in other capacities since 2005 and prior to that was training to be an accountant!
My advising career at the NatWest in West Bridgford. I wasn't there for long at all though, following a tightening in the regulations I was the first advisor to pass the new requirements and that saw me move away from West Bridgford to work in the Nottingham Smiths branch due to the demand and footfall through that city centre branch.
Due to the lack of advisors at this time I would frequently cover Nottingham University, Queens Medical Centre, Beeston and Bingham branches to cover their appointments.
At the time I lived in Stapleford so I moved to cover that branch whilst working in the main at NatWest in Beeston, hoping this could become a longer term base for me due to an unsettled first 6 months advising. Again my tenure there became short lived, affected by the reduced opening hours that has become more and more common with banks today.
My final move was a return to a branch I'd worked as a Customer Advisor prior to qualifying to give mortgage advice. I would go on to spend 2 years at Derby St Peters Street and Derby City NatWest branches where I was became of the most active mortgage writers in the whole NatWest branch network. For my own development I eventually started working with high net worth and self employed clients.
Despite many great memories with the bank I moved away due to frustrations working with just one banks lending policies, simply put there were good mortgageable people in Nottingham and Derby who I just couldn't provide a solution for.
In 2015 I moved to work for Frank Innes estate agents as a mortgage broker in their Beeston office, compared to the high volumes of clients I had serviced before this was a great learning curve on ramping up my levels of customer care and service. I'd gone from writing 2 mortgages a day to 6-8 a month, providing a much better and more holsitic service to the people of Beeston.
I continued to work with Beeston branch regularly but my primary work location changed after a year to West Bridgford, a move largely because of my experience with the self employed and also due to my knowledge around the emerging limited company buy to let market - I stayed at West Bridgford for about 2 and a half years before moving just up the road to Edwalton.
I later worked in Nottingham City Centre but not before a brief period working for a mortgage broker in Bingham, my first non-corporate role.
In 2020 I set up TBMP and due to Covid quickly set up our Facebook information group 'Mortgage Advice in Nottingham' as a way to provide advice and demonstrate my knowledge as an advisor in my own right, due to a lack of accessibility to information at that time the group quickly grew to 1,000 members - many of whom went on to get in touch when they bought their home and remain customers to this day.
That initial success meant we were able to recruit 5 additional mortgage advisors to support the growth of TBMP, 4 of which were new to the mortgage broker industry and whilst my business is now down to just me delivering the personal service I always wanted to give all 5 of those ex advisors continue to work in the mortgage industry today.
That’s why I make it simple. I’ll handle all the comparisons, explain each step in plain English, and keep you updated throughout the process — so you get the right rate without the stress.
Access to exclusive rates and deals across 140+ lenders — including products often unavailable to the public.
I’m not tied to any lender. My guidance is fully independent, meaning every recommendation is based solely on what’s best for you.
Exclusive Deals and Ongoing Support You Won’t Find at Your Bank
Get amazing mortgage offers unavailable on the high street. Some clients have received £1,000 cashback from lenders within our network — helping you save more from the very start of your journey.
Beyond the role of brokering I’m always happy to answer questions, explain your options, and offer expert guidance — no pressure, no extra fees, just honest advice that works for you.
Every situation is different. I’ll build a mortgage plan based on your income, goals, and property type — ensuring the rate, term, and protection fit perfectly for your home and future plans.
My work doesn’t end at completion. I’ll track your mortgage, alert you before renewal, and make sure you stay on the best rate possible — keeping your savings and peace of mind protected.
At Thomas Bradley Mortgage & Protection, I’ve partnered with trusted conveyancing solicitors and property surveyors to make your buying process faster and easier. You can compare prices, view online quotes, and even instruct your chosen solicitor directly — all in one place.
Trusted Partner Firms
Instant Quote Tool
Real Experiences From People Who Found Their Perfect Mortgage
IntroductionRemortgaging isn’t just for interest rate deals — it’s a chance to save, invest, or harmonise your finances. As your adviser, I’ll show you when
IntroductionBeing self-employed is rewarding — but when applying for a mortgage, it often brings extra scrutiny. I’m Tom Bradley, and I specialise in helping self-employed
IntroductionBuying your first home is a milestone many dream about — but it can also feel overwhelming. I’m Tom Bradley, and I’ve helped dozens of
Whether you’re buying your first home, remortgaging, or just exploring your options, I’m here to help. Ask anything — from rates and terms to protection or legal guidance — and I’ll reply personally with clear, honest advice.
Have a question about your mortgage, protection, or remortgage options? I’m always happy to help. Whether you need advice, a quote, or just want to explore what’s possible, get in touch — I’ll personally guide you through every step.
My mortgage services aren’t limited to the area I live, with advances in technology I conduct many appointments over teams calls and accomodate calls as late as 20:30 to help fit around your life and family commitments – and mine too! So whilst some of our customers may be in St Albans, you’ll also find them in Stapleford, from West Bridgford to Weston Super Mare, Keyworth to Kent, Beeston and Bingham, my mortgage advice is for you and your family where ever you are based in the UK at a time to suit you!
You might also be interested to join our Mortgage Advice in Nottingham Facebook community group, made up of over 1,000 current or aspiring home owners in Nottingham. In that free to join group you can find answers to frequently asked questions people in your same position have asked and also watch in depth videos I’ve put together on things which matter to you or you might consider when looking to buy your home, such as surveys, what types of mortgage options are there beyond fixed rates, where life insurances, wills and power of attourneys come in to play and more!
