When and How You Should Remortgage in 2025 (Maximising Your Savings)
IntroductionRemortgaging isn’t just for interest rate deals — it’s a chance to save, invest, or harmonise your finances. As your adviser, I’ll show you when it’s smart to remortgage, and guide you through each step. Key Signs It’s Time to Remortgage Breaking Down Remortgage Costs (fees, penalties)Yes — remortgaging costs money: valuation fees, arrangement fees, […]
How Self-Employed Professionals Can Secure a Mortgage in 2025
IntroductionBeing self-employed is rewarding — but when applying for a mortgage, it often brings extra scrutiny. I’m Tom Bradley, and I specialise in helping self-employed clients turn complex incomes into successful mortgage applications. This guide explains how. What Lenders Want to See from Self-Employed ClientsLenders look for stable, well-documented earnings. They favour clients with consistent […]
The Complete First-Time Buyer Guide: What You Need to Know in 2025
IntroductionBuying your first home is a milestone many dream about — but it can also feel overwhelming. I’m Tom Bradley, and I’ve helped dozens of first-time buyers move in with confidence. In this guide, I’ll walk you through everything — from saving a deposit to protecting your home — so you feel informed at every […]